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"Medicare Qualifying Event"
A "qualifying event" is an inpatient three night stay in a hospital prior to admission to a nursing care facility. There is a difference in a three night stay and a three day stay. That difference is the potential resident must have been an inpatient (time in the emergency room does not count toward qualifying time) in a hospital at midnight for three nights in a row. A three day stay (three days, two nights) with discharge before midnight on the third day does not qualify the patient for Medicare Part A nursing care facility benefits..
Day 1 through Day 20:
Medicare will pay 100% of Medicare approved charges for the
resident’s medical care for the first 20 days of care per
qualifying event.
If the resident was
in the hospital and was classified by the hospital as
"sub-acute" care, those sub-acute care days are counted
by Medicare as part of the 20 days. Example: If the resident
was in the hospital for 9 days and 5 of those 9 days the
resident was classified as sub-acute days, the resident
will have 15 days left at 100% pay in the nursing
care facility.
Day 21 through Day 100 Co-payment
Required:
For days 21 through 100 Medicare Part A has a co-payment of
$128 per day. This rate is set by Medicare
and changes every year. |